Asset Management
management companies capital material
Perizat Kozhayevaof Finance
.05.2012
, if to dispose them correctly, can make profit for the owner. Any person, who has at his disposal large funds, aspires not only to keep them, but also to increase. However not everyone knows how properly manage money. Firstly, I would like to say that Asset Management is the activity of a commercial organization for profitable (minimum risk) placement of own and borrowed funds. There are management of current assets, working capital management, the transformation of liquid assets in the factors of production and management of fixed assets (fixed capital), the distribution of demand for new equipment and the effectiveness of the acquisition. Using the services of asset management is a rational solution for investors who seek to find profitable ways of investing money but not willing to spend time and effort to analyze the market situation and independent investment decisions. The main objective of asset management is to achieve the highest outcome for rational use of all types of assets.primary goals and principles of asset management companies:
· Increase in assets. Any increase in assets means use of funds
· Reduction of liabilities. Liabilities include everything that it owes to another: bank loans, payments to suppliers and taxes. Funds derived by an enterprise may agree to reduce liabilities, for example, the return of bank loans.
· Current assets are used as a working capital. Funds that are used as a working capital pass a certain cycle.
· Efficient use of working capital. Any funds which are not used for working capital can be directed to the payment of liabilities. Besides, they can be used for acquisition of fixed capital or are paid in a type of income to owners.the current economic conditions of the economic activity of each subject's attention is the subject of an extensive range of participants of market relations that are interested in the results of its operations.of ways of economy of working capital consists in management perfection by material resources (stocks) by means: of purchases of necessary materials; of rigid industrial systems; of modern warehouses; of forecasting of demand; deliverysecond way to reduce working capital requirements is to reduce accounts receivable by tightening credit card policies, the assessment of unnecessary funds that could be used for other purposes, in assessing the accounts payable requirements.third way to reduce the costs of working capital is the best use of cash. On bank accounts, on which firms hold their liquid assets, the percentage shall not be paid.
One of the main responsibilities of the financial manager of the company is the choice of the use of available funds: the acquisition of capital or an increase in current assets, or reduction of liability, or payment to the owners. When making the decision, we need to compare the cost of new capital value-added or the size of spending cuts, which will use it. The decision on the acquisition of capital formed in the process of estimating investment and payback. Thi...
