spended) and insure and us. Therefore, the problem of economic risks in the commercial ba n Cove should be given considerable attention. The main ones include: ra s processing classification of bank risk assessment framework and methods of calculation of eq nomic and political and other risks of the bank, the individual borrower or a group of enterprises, industry, rep faces b, country.
Chapter 1. Banking system and develop it and ment during the first stroke to the market f
.1 COMMERCIAL BANKS AS PRIMARY SEGMENT MARKET ECONOMY
«s banking system - one of the fastest growing with e to then ditch about techestvennoy economy, the transition to market relations, to that rum occurred most rapidly. For the second n about half of the program in 1990 was almost to a system vidirovana specialized state banks, and the beginning of 1991 mainly completed the formation of a two-tier banking system: Central Bank - commercial e ba n ki.light of the current problems of the Russian economy, associated with e tion overcome the crisis and inflation n processes, increased inv e vestment and credit activities, cos e rshenstvovaniem organization of settlements in the economy and stabilize c iey national currency, accelerating the formation of e ciently function fn ioniruyuschey banking system capable mobiles and u uw financial resources and their concentration on priorities structure t urn per e construction economy has neocene e nimuyu practice t ich e Skuju stamp and bridges.district of miles of the banking system in eq on omy national ho ture , related Ryno h ??governmental relations objectified e it possible that it operates in state in the payment system and states calculation is s; pain w th part of its commercial e sd lok carries through deposits, investments and credit operations; along with others from financial intermediaries gimi savings banks send e of us e tion to businesses and industrial structures. At the same time, the effective t ivnost impl est ted investment funds largely depends on cn lities most of the banking system to direct these funds precisely because zae m schikam who will find ways to optimal and efficient Run on lzovaniya. Comm e rcheskie banks, acting in accordance with the monetary policy of the State to regulate movement den en tighteners on currents, slowing them about about a company, emissions, total weight including the amount of cash in circulation. Stabilisation of money growth - a pledge Redeye em of those types of inflation, an e sintered constant price level at which the market-temperature e ystvuyut on the economy of the economy of the most effective time used.modern banking system - is the sphere of services to its diverse climate e ntam - on t traditional deposit and loan and cash operations, define ni base their banking, to new forms of monetary and financial instruments used by banking institutions (leasing, F to then the ring, trust and so on) . banking, reaching their coherence and balance of the STI, commercial banks on e spechivayut thus its stability endowed w particular, yield, stability of the system in the market on tes burden. All aspects and activities of commercial banks combined exercise unified strategy and inventive bank de l th, n fir which - to achieve a return on STI and liquidity. This integrated performance criteria and n and reliability of commercial banks, depending both on their on the flo...
