or and tics associated with the draw e tion of financial resources (management ALMC) and the policy of profitable posted eue of bank funds in sf e tures of credit and investment systems (active management op e-talkies). These two aspects of the activities of commercial banks are interconnected, mutually imozavisimy, but at the same time and are mutually exclusive. If the bank in its de I te tivity relies on getting quick and high returns on active operations, thereby it loses its liquidity, exposing themselves to the risk of becoming insolvent and vposl e dstvii possible bankrupt and then m Providing the same high level of its e th Liquidity ITY, bank, tend to lose profitability.accordance with the legislation of the Russian Federation is to bank m mercial uchre Well denie created to raise funds from jurid and iCal and individuals and placing them on his behalf under conditions of return t particular , payment, and maturity, as well as perform other banking transactions. On the one hand, the bank, as well as any direct e dpriyatie, created to meet the interests of the bank »s owners (shareholders or individual) and society n tion interests (clients - legal entities and individuals, TS w ivaemyh bank) . On the other hand, the bank is a special kind of company that forms a body and movement exercises and loan capital, ensuring profits whether s own bank n nicks., The commercial banks are the most important link of the banking system, the main part of concentrating credit resources and implementing wide on cue dia n azone banking and financial services for legal and physical and entities. They represent Tue about swarm level of the banking system after Mr. Tse Central (state, national tion s) banks.of the banking syst e we coo t The associated developed market economy in Russia began in 1987 and was accompanied by a further increase in the number of commercial banks: nach.1992 city - 1360 KB 1993 - KB 1769, the end of 1993 - 1877 KB, beg. 1995 - 2600 KB. Crisis in the summer of 1995 - the crisis in the interbank market (MMM, etc.) Touched small regional banks, and then the wave of the crisis, «covered» and large banks SVKB, INKOMBANK, Tokobank. Reducing the number of regional banks. Worsening economic crisis KB combine to create a holding. On nach.1996 city - 2079 KB, nach.1997 of KB - 2024, y - 1764 kon.1997 KB, nach.1998 of KB - 1697, y - 1598 ser.1998 KB, 01.07.99 - 1401 KB. Increasing number of cases of withdrawal.banks can be classified into a number of grounds. Prina d sories authorized ka n Itala Bank and its method of formation determine the type of bank. By the nature of the property distinguished public banks, sharehold of Nurney, cooperative, private, municipal, and mixed. In industrialized countries, the predominant form of ownership of commercial banks is a shareholder p tion.stock banks in Russia are in the form of a joint stock company s indoor and outdoor types. Entry of the Shareholders shall have those n the purchase of shares. As shareholders are legal entities and individuals, including the Institute of strangemercial used and nkov with z given by equity contributions and inaugural teley (shareholders) as a limited liability partnership. Memb and kami such bank are legal and physical persons who bear responsibility for tons on its obligations with all their property. The number of joint-stock commercial banks increased used of Leia than doubled and amounted to 1.07.99, 37% of their total number...
