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Реферат Banking system and its development in the period of transition to the market





u lending, population, factoring, bank guarantee, overdraft loans. Planned to improve regulations on lending and reporting structure.is important not to take risks, so you do not «shaken» and undermine the confidence of its customers. After all, some of them may refuse service in the bank, and then lose the last opportunity to receive part of their income. Nice to know that Samara bank always adheres to the principle: «reliability - first».

REFERENCES


1. CBR Instruction number 1 of 30.04.1991 «On the order of regulation of commercial banks»

2. Application number 6 Guidelines for assessing the credit risk of the loan portfolio perensmotra" a temporary instruction CBR number 17 dated 24.08.1993 for developing an overall financial statements koimmercheskimi banks

. Letter CBR number 130a of 20.12.1994 on the formation and use of the reserve for possible loan losses arising from commercial banks

. Regulation 89-P dated 24.06.1999 «On calculation of credit institutions Market Risk»

. Regulations in the creation and use of RF SB and its affiliates reserve for possible loan losses 445-r dated 30yu10.1998

. Regulation № 285-r dated 08.12.1997 «Providing loans to legal entities of the Russian Federation Security Council and its branches»

. Bakanov MI Analysis of the commercial risk (Accounting uchei 1996 number 10)

. Efimova O. Banking risks and their control and prevention (Business and banks 1995 number 52)

. Lakshina OA Risks in export credit banks (banking 1995 number 1)

. Sevruk VT Analysis of the level of country risk (Accounting 1995 number 7)

. Sokolinskaya NA Credit risks and loan portfolio of commercial bankm) business and banks 1997 number 2)

. Chorin A. Is it profitable to insure bank loans (Business and banks 1999 number 16)

. Zhukov EF «Banks and banking», Moscow, 1997

. OI lavrushin «Banking», Moscow, 1999

. OI lavrushin «Money. Credit. Banks », Moscow, 1999

. OI lavrushin Livshits I. «The banking system of Russia», Moscow, 1998

. «Results of ARCO 9 meksyatsev 1999», «Money and Credit» № 1 / Year 2000


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