rency risk insurance involves the transfer of theentire risk insurance organization Organization., We examined the basic methods of reduction of different rows and in the risk faced by banks in the course of their activities. Discharge and analysis of these events is an essential component of the Bank's strategy in the region used for risk. Conclusion, it should be noted that all the listed above methods reduce ITATION w eniya or risk aversion are many variations used in z and depending on the spe p is tion situation and agreements with partners. This kind of operation the bank can carry out both for its own account (the pursuit of the goal of reducing the corresponding financial risk or income from th International Sites tained agreements in the case of favorable changes in the market for a conv about tions), and on behalf of customers (speaking with the mediator and getting behind this respec t sponding remuneration denie). to reduce the market risk
. Futures contracts on the sale of securities. They cautioned in lyayut right in their l hell l tsu to buy or straight on with dazhu about Twet Article sponding securities established in advance chickens su. Like other financial futures to n paths, these futures Call, about lyayut «play» on the market value fluctuations STI securities or reduce the risk of losses from such comments e oscillations.
. Stock options. Stock option - the right to buy or sell a stock (or other price ns traded in the stock exchange) within a specified period.
. Diversification of the investment portfolio. The most important means of PWM on defense and you impairment securities YaV it possible to diversify the investment portfolio.reduce the risk of leasing transactions must develop accelerated depreciation rates or use them early accrual.reduce the risk of factoring transactions should analyze the solvency of borrowers , to study the nature of economic relations and mutual mootnosheniya and suppliers, the structure of payments, the competitiveness of direct induction, the number of cases e her return, etc.purchasing department factoring bank bills at suppliers pojavl I quired risk of acquiring bronze bills . (Bronze in e kc e miles - ve ks e miles without them e yuschi th commodity and I covered.) Prevents the risk of treaty conditions tions and their possible rupture termination payment of bills and the bill at the receivable factoring from ITY e elu with in yshe 3 days after the expiration of the bill. Cha with partially compensation that occurs at higher risk of commission in awarding s bank for such operas as tion.of the main ways to measure the level of risk is e analysis of head and pendent and independent, external and internal factor s, which affect in a particular situation, with n of the power method and expert evaluations.the board consists of interest rate risk management assets (loans and investments I s) and liabilities (borrowings). the reign of assets depends on the liquidity of the banks and Portf e ka la his clients of securities, as well as the degree of su exists competition (price and non-price), and pass control sivami - the availability of funds for the grant of loans. There are several concepts of interest rate risk management:
. Than the bank's interest margin is higher, the level of interest rate ri ska below. In other words, the margin between the interest d oho ds of assets and interest expense on liabilities should be positive ...
