se stand STI; increase staff salaries in other cr e ditnyh institutions caused the need for the bank respectively corresponding measures, etc.
* Losses., manifested in the form of revenue shortfall or excess of the expenditure scheduled happen when there is insufficient analysis of the upcoming surgery, miscalculations, not the best of circumstances, or just before the n th predictability situation. The risk of such losses related to mismanagement of funds placement, inaccurate assessment ry nightlife opportunities and threats, always threatens to cause serious trouble for the bank styami.
* Loss., understood as an unexpected decline in bank profits Minkowski, advocate general indicator, ha characterized by the risk inherent in banco tion activities. This figure combines all the properties of the categories, op and the two previously mentioned, and therefore best characterized forms a st e stump risk., The risk can be defined as the risk that the bank will incur losses on n, the size of which is showing Telem level of riskiness of the upcoming event and the quality of the stratum e energy in risk., the notion of risk and losses are intimately linked. Cl e Consequently, the risk can be described and quantitative tively, using the category of loss. This approach is t smiling basis for the development of risk theory.the amount of risk can be expressed in absolute and relative foreign exchange rates tion s. In absolute terms zhenii risk is the size of s possible losses when implementing a particular operation. However, to evaluate these losses with sufficient accuracy is not always possible. If the size of potential losses attributed to any indicators e peo characterizing the banking de yours elf, for example, to the size of credit resources, the size of RA moves or income of the bank in connection with the con crete operations, then n shines on the amount of risk in respect Tel'nykh terms.of the risk in absolute and relative display telyah enough cha with that practiced by banks. In this case the absolute risk is calculated, when it comes to one particular transaction. If senior management n ka ba developed regulations regarding the acceptable level of risk in committing various bank banking business, the provisions relating tional indicators and whether describing, for example, the amount of risk to the sum to moves expected as a result of nodules t operations ., risk is the probability category, which can be a sufficient degree of accuracy completely evaluated by analysis of the n losses.level of risk is increased if:
* Problems arise suddenly and contrary to expectations;
* New tasks that do not conform to past experience;
* Management is not able to take the necessary and urgent IU ry that of m can lead to financial loss;
* The existing order of the bank or the imperfection of Legislative ment and prevent the adoption of certain optimal measures for a particular situation.operations are very diverse, each of them has its own x and tic features, and, consequently, a certain level of financial risk or probability of loss to the sate. All variety of complementary banking I etsya variety of clients and changing market condi loviyami that receptacle and considerably complicates the development of some of the criteria to estimate the risk of ki n.are almost all kinds of ba...
